Insurance for the Great State of California

Choose local. Choose independent. Choose Donald R Hardy Agency.

We’ve been helping the Capitola, Santa Cruz, and San Fransisco communities and all of California compare and save on insurance since 1974.

As an independent insurance agency, we work for you, not the insurance carriers. That means we can help you find the best value on auto insurance, home insurance, business insurance, and more from several of California’s most trusted carriers.

Get the insurance you need at a price you can afford.


Need an insurance quote? Get in touch!

Access quotes from California's most trusted insurance carriers. It’s comparison shopping at the click of a mouse.